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Collections

Stellpflug Law, S.C. has a skilled and diligent judgment-enforcement / collections practice with a proven record of success for our clients. Our attorneys will design and arrange an effective debt collection campaign to fit your situation. We currently represent creditors, debtors, landlords, asset sellers and purchasers in a broad spectrum of cases.

Below are just some of the services that Stellpflug Law, S.C. is experienced in performing:

  • Collection and Consumer Law
  • Commercial Law
  • Default Enforcement
  • Domestic Foreign Judgments
  • Fair Debt Collection Practices Act Defense
  • Foreclosure
  • Garnishment
  • Lender Liability Defense
  • Replevin, Repossession and Enforcement of security interests
  • Supplemental Examinations
  • UCC Enforcement and Litigation


Frequently Asked Questions

What exactly does a Collection Attorney do?
Our collection attorneys will do a practical analysis of the likelihood of obtaining a successful judgment, determine approximately how long it will take to get the judgment, and the likelihood the defendant can and will pay. We do asset searches on the debtor; skip traces; seek out and find the debtor; engage in negotiations, pursue claims judicially if negotiations are not successful; obtain judgment executions; domesticate foreign judgments; and levy on the debtor’s assets. We will prepare all necessary legal documentation and argue your case in front of the judge and/or jury.

What issues should a creditor consider when deciding whether or not to pursue a Judgment?
You as the creditor need to consider the costs involved with pursuing a judgment.Aside from attorney’s fees, additional expenses could include court costs and in some cases third party services for investigators, consultants and experts. Further, the creditor should consider the potential expense of defending a counterclaim. Another issue to be considered in deciding whether or not to pursue a judgment is the likelihood of a recovery from the debtor once you obtain your judgment. Whether or not the debtor is solvent is obviously an important factor in determining the likelihood of a successful collection after judgment. However, sometimes it is very difficult to assess the debtor's true financial picture when the collection problem first materializes. Finally, a creditor must always consider the risk of losing regardless of the how valid his claim may be.

Why should I use a Collection Attorney instead of a Collection Agency?
Good question! It has been proven time and time again that an attorney has more clout with debtors and therefore more success in recovery.

Ask yourself, if you were a debtor would you pay more attention to a law firm that sends you copies of your evidence of indebtedness and a draft lawsuit, or an annoying call from a collection agency? Who do you believe the debtor will pay quicker?

Our attorneys who concentrate on the collection of delinquent accounts are an invaluable resource for any business. We believe attorneys collect the accounts more successfully because people respond more quickly to action (a lawsuit) than to threat of action (a call from a bill collector).

Another benefit of hiring us as your attorney is that we strive to promote amicable agreements between our clients and debtors. Allowing you and the debtor to maintain a business relationship with the understanding that you mean business and will expect to get paid or take appropriate action may prove more beneficial to your business. By hiring a collection agency you may well be burning the bridge with that customer. We place great importance on salvaging relationships that may have otherwise been terminated.


What is a "money judgment"?
In a civil matter a money judgment is a judgment issued by a Court, that one party to a lawsuit owes a certain sum of money to the other party in the lawsuit. The amount of money awarded by the court is referred to as the "money judgment". If a judgment debtor does not pay the judgment voluntarily, there are a number of enforceable means that may be used by the judgment creditor to effect payment of the judgment.

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